Skip to content
Roofing, rejuvenation, gutters & siding in Farmington Hills, MI Family owned since 1995 Call (248) 731-4644
Kincaide Roofing & Rejuvenation Farmington HillsRoofing Contractor (248) 731-4644
  1. Home
  2. Financing
Roof financing in Farmington Hills, MI

Roof Financing in Farmington Hills that fits your budget

Need a new roof on your Farmington Hills home but not ready to pay it all at once? Qualified homeowners can get 25 months same-as-cash on a full roof replacement with approved credit.

  • 25 months same-as-cash
  • Scores from 550 considered
  • Full roof replacement
  • Ask at your inspection
25 mo.Same-as-cash financing*
550Credit scores considered
1995Family owned & operated

Free roof inspection & estimate

Farmington Hills homeowners. A roofer, not a call center, gets back to you.

Thanks! Your request is in. Kincaide Roofing will call you shortly to set up your inspection. Need us now? Call (248) 731-4644.

No pressure, no obligation. Prefer to talk? Call (248) 731-4644.

Why finance a roof

A roof that can’t wait, a payment plan that can

A worn-out roof rarely holds steady through a Michigan winter. Ice dams push water under tired shingles, freeze-thaw cycles open up cracks, and a slow leak soaks the decking, insulation and drywall before anyone notices. On an older Farmington Hills home, where there may be layers to tear off and decking to replace already, waiting usually adds to the job instead of saving money.

That is why we offer 25 months same-as-cash on a full roof replacement, with approved credit. Credit scores as low as 550 are considered, so a less-than-perfect score doesn’t automatically rule you out.

It starts with a free inspection. Scott walks the roof, the crew photographs what we find, and you get a written estimate that spells out the work. If replacement is the right call and you want to spread out the cost, we go over the financing with you at the same time, so you can decide with the full picture in front of you and no pressure.

25Months same-as-cash
550Scores considered
$0Cost of the inspection

Book a free inspection

Row of homes with new asphalt shingle roofs
How it works

Three steps to a financed roof

Financing is part of the same conversation as your inspection and estimate. No pressure, and you see the numbers first.

Apply

After the free inspection and written estimate, tell us you’d like to finance and we’ll help you apply.

  • Estimate in hand first
  • Ask any question
  • Scores from 550 considered

Get approved

Once your credit is approved, you’ll see the terms in writing. Read them and decide at your own pace.

  • Terms in writing
  • 25 months same-as-cash
  • No pressure to sign

Install

We schedule your roof replacement and install it the way we do every roof: protected, photographed and cleaned up.

  • Boards protect the house
  • Photos of every step
  • Dumpster included

Only need a repair or rejuvenation?

Many roofs don’t need replacing yet. We’ll tell you honestly and give you a written price for the smaller job.

Roof rejuvenation
Roofing questions

Roof financing questions from Farmington Hills homeowners

How the 25-month same-as-cash plan works.

Can I finance a roof replacement on my Farmington Hills home?
Yes. Qualified homeowners can get 25 months same-as-cash on a full roof replacement with approved credit. We go over the details with your estimate.
Does financing cover tearing off extra layers and replacing decking?
Financing applies to a full roof replacement, and the tear-off and decking repairs are part of that job. Your written estimate lists everything included so you know what you are financing.
What credit score do I need?
Credit scores as low as 550 are considered. Approval is up to the lender.
Does applying cost anything?
The inspection and estimate are free. We explain the application process with your estimate so you know what to expect before you apply.
Is financing available for repairs or gutters?
The 25-month same-as-cash offer is for a full roof replacement. Ask during your inspection about the work you need.
Do I still need a permit if I finance the roof?
Yes, financing doesn’t change permit requirements. Check with the City of Farmington Hills building department for the current rules at your address.
Financing in Farmington Hills

Planning a roof around your budget

Most Farmington Hills homeowners don’t plan for a roof until the roof decides for them.

For a lot of families here, the roof comes due at the same time as everything else in an older house: windows, a furnace, a driveway. Financing lets you take care of the roof before a leak turns into ceiling and wall repairs, and keep the rest of your budget for the other projects.

Timing matters too. A roof replaced before winter doesn’t have to fight another season of snow load and ice dams, and one replaced before storm season is ready for summer wind and hail.

Before winter

Replace a failing roof before snow load and ice dams add damage inside.

Clear estimate

A written estimate of the work, with financing details if you want them.

No pressure

Photos and options first, so you decide what makes sense for your house.

  • Farmington Hills
  • Farmington
  • Novi
  • Livonia
  • West Bloomfield
  • Southfield
  • Northville
  • Redford
  • Bloomfield Township
  • Wixom

Get your roof done and pay over time

Book a free inspection in Farmington Hills. We’ll give you a written estimate and go over financing if you want it.

Call now Free inspection