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Roof Financing in Farmington Hills that fits your budget
Need a new roof on your Farmington Hills home but not ready to pay it all at once? Qualified homeowners can get 25 months same-as-cash on a full roof replacement with approved credit.
- 25 months same-as-cash
- Scores from 550 considered
- Full roof replacement
- Ask at your inspection
Free roof inspection & estimate
Farmington Hills homeowners. A roofer, not a call center, gets back to you.
A roof that can’t wait, a payment plan that can
A worn-out roof rarely holds steady through a Michigan winter. Ice dams push water under tired shingles, freeze-thaw cycles open up cracks, and a slow leak soaks the decking, insulation and drywall before anyone notices. On an older Farmington Hills home, where there may be layers to tear off and decking to replace already, waiting usually adds to the job instead of saving money.
That is why we offer 25 months same-as-cash on a full roof replacement, with approved credit. Credit scores as low as 550 are considered, so a less-than-perfect score doesn’t automatically rule you out.
It starts with a free inspection. Scott walks the roof, the crew photographs what we find, and you get a written estimate that spells out the work. If replacement is the right call and you want to spread out the cost, we go over the financing with you at the same time, so you can decide with the full picture in front of you and no pressure.

Three steps to a financed roof
Financing is part of the same conversation as your inspection and estimate. No pressure, and you see the numbers first.
Apply
After the free inspection and written estimate, tell us you’d like to finance and we’ll help you apply.
- Estimate in hand first
- Ask any question
- Scores from 550 considered
Get approved
Once your credit is approved, you’ll see the terms in writing. Read them and decide at your own pace.
- Terms in writing
- 25 months same-as-cash
- No pressure to sign
Install
We schedule your roof replacement and install it the way we do every roof: protected, photographed and cleaned up.
- Boards protect the house
- Photos of every step
- Dumpster included
Only need a repair or rejuvenation?
Many roofs don’t need replacing yet. We’ll tell you honestly and give you a written price for the smaller job.
Roof financing questions from Farmington Hills homeowners
How the 25-month same-as-cash plan works.
Can I finance a roof replacement on my Farmington Hills home?
Does financing cover tearing off extra layers and replacing decking?
What credit score do I need?
Does applying cost anything?
Is financing available for repairs or gutters?
Do I still need a permit if I finance the roof?
Planning a roof around your budget
Most Farmington Hills homeowners don’t plan for a roof until the roof decides for them.
For a lot of families here, the roof comes due at the same time as everything else in an older house: windows, a furnace, a driveway. Financing lets you take care of the roof before a leak turns into ceiling and wall repairs, and keep the rest of your budget for the other projects.
Timing matters too. A roof replaced before winter doesn’t have to fight another season of snow load and ice dams, and one replaced before storm season is ready for summer wind and hail.
Before winter
Replace a failing roof before snow load and ice dams add damage inside.
Clear estimate
A written estimate of the work, with financing details if you want them.
No pressure
Photos and options first, so you decide what makes sense for your house.
- Farmington Hills
- Farmington
- Novi
- Livonia
- West Bloomfield
- Southfield
- Northville
- Redford
- Bloomfield Township
- Wixom
Get your roof done and pay over time
Book a free inspection in Farmington Hills. We’ll give you a written estimate and go over financing if you want it.